> ## Documentation Index
> Fetch the complete documentation index at: https://magenx404.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# x404-NoDebt

> Negative balance verification

## Overview

The **x404-NoDebt** feature verifies that a user has no outstanding debts or loans across specified DeFi protocols. This is useful for ensuring users have clean financial standing.

## Import

```typescript theme={null}
import { X404NoDebt } from "magenx404";
```

## Usage

```typescript theme={null}
import { X404NoDebt } from "magenx404";

const result = await X404NoDebt({
  check_protocols: ["lending_protocol_1", "lending_protocol_2"],
  max_debt_allowed: "0", // Must have zero debt
  geo_code: "false",
  geo_code_locs: "",
  coords: { latitude: null, longitude: null },
});

if (result.success) {
  console.log("Authenticated! Token:", result.token);
}
```

## Configuration

<ParamField body="check_protocols" type="string[]" required>
  Array of protocol names to check for debt
</ParamField>

<ParamField body="max_debt_allowed" type="string" required>
  Maximum debt allowed (usually "0" for no debt)
</ParamField>

## Error Types

<ErrorField name="HAS_DEBT">
  User has outstanding debts exceeding max\_debt\_allowed
</ErrorField>

## Example

```typescript theme={null}
"use client";

import { X404NoDebt } from "magenx404";

export async function verifyNoDebt() {
  const result = await X404NoDebt({
    check_protocols: ["solend", "mango", "jupiter"],
    max_debt_allowed: "0", // Zero debt required
    geo_code: "false",
    geo_code_locs: "",
    coords: { latitude: null, longitude: null },
  });

  if (result.success) {
    console.log("User has no outstanding debts!");
  }
}
```